Gouverneur Savings Checking and Savings Rates -  Effective 1st January 2013  

 

SECURE

With a choice of short or long term programs ...

 


Gouverneur Savings has the right investment vehicle for you! 

 

The following are our savings rates**:
 

·         Personal Checking With Interest

·         Money Market Checking

·         Christmas Club Account

·         Vacation Club Account

·         Passbook Savings Account

·         Certificates of Deposit

·         IRA Certificates of Deposit

Please EMAIL us to receive additional information.

Personal Checking With Interest
$25 Initial Deposit Requirement

 

Rate

APY*

With

Currently Paying 

0.15%

0.15%

$600 Balance

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Money Market Checking
$2500 Initial Deposit Requirement

 

Rate

APY*

With

Currently Paying

0.20%

0.20%

Balance to $2500.

Currently Paying

0.25%

0.25%

$2500.01-$10000.

Currently Paying

0.30%

0.30%

$10000.01-$50,000.

Currently Paying

0.35%

0.35%

$50,000.01+Balance

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Christmas Club Account
$10 Initial Deposit Requirement

 

Rate

APY*

With

Currently Paying 

0.75%

0.75%

$10 Balance

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Vacation Club Account
$10 Initial Deposit Requirement

 

Rate

APY*

With

Currently Paying 

0.45%

0.45%

$10 Balance

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Passbook & Statement Savings Account  
$1 Initial Deposit Requirement

 

Rate

APY*

With

Currently Paying

0.45%

0.45%

$10 Balance

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Certificates of Deposit **
Deposit Requirements as Indicated

Term

Rate

APY*

With

6 Months

0.50%

0.50%

$2,500 Deposit

12 Months

0.50%

0.50%

$1,000 Deposit

15 Months

0.50%

0.50%

$1,500 Deposit

24 Months

0.50%

0.50%

$2,500 Deposit

 36 Months 

0.75%

0.75%

$2,500 Deposit

 48 Months 

0.99%

1.00%

$2,500 Deposit

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IRA Certificates of Deposit **
Deposit Requirements as Indicated

Term

Rate

APY*

With

12 Months

0.50%

0.51%

$500 Deposit

15 Months

0.50%

0.51%

$500 Deposit

24 Months

0.50%

0.51%

$500 Deposit

36 Months

0.75%

0.76%

$500 Deposit

48 Months

0.99%

1.01%

$500 Deposit

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** Interest Rates are subject to change without notice

** Penalties May be Imposed for Early Withdrawal

** Fees may reduce earnings

* APY stands for Annual Percentage Yield

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